Effective date: 17 July 2026. Last updated: 17 July 2026.
By accessing or using heygavinsim.com, you agree to these Terms of Service. If you do not agree, please do not use the website.
heygavinsim.com is operated by Gavin Sim and Modern Wealth Academy. It provides educational and informational content, brand and media information, speaking, training and enquiry channels related to practical AI adoption, entrepreneurship and operations.
Content on this website is general education and information. It is not legal, financial, tax, investment, cybersecurity, employment or other regulated professional advice. You should obtain suitable professional advice for your specific circumstances before acting on anything you read here.
Examples, testimonials, case studies and AI workflow discussions shared on the website do not guarantee any particular outcome. Results depend on individual circumstances, effort, execution, market conditions and other factors outside our control.
All text, frameworks, branding, graphics, images, videos, downloads and course materials on the website are owned by Gavin Sim, Modern Wealth Academy or their licensors, and are protected by applicable intellectual property laws. You may view the site for personal, non-commercial use and share ordinary links to public pages. You must not copy, republish, resell, scrape, use for training AI or machine learning models, or otherwise reuse the content for commercial purposes without our prior written permission, except where the law expressly permits it.
You agree not to:
The website discusses AI tools, workflows and automations. AI output can be inaccurate, incomplete or out of date, and should be reviewed by a qualified person before being relied on. You remain responsible for the decisions you make, the data you use, the permissions you obtain, and the security and compliance of your own AI and automation activities.
Courses, workshops, events, consulting engagements, speaking bookings, products and other paid services may have their own terms, proposals, refund rules or written agreements. If those specific terms conflict with these website terms, those specific terms will apply to that service.
The website may link to third-party sites, tools or services. A link is not an endorsement, and we do not control those third parties. Your use of any third-party service is subject to that provider's own terms and privacy notices.
We may change, suspend or withdraw the website, or any part of it, at any time. We do not guarantee that the website will always be available or free of errors, interruptions or defects.
To the maximum extent permitted by law, the website and its content are provided on an "as is" and "as available" basis, without warranties or representations of any kind, whether express or implied.
To the maximum extent permitted by law, Gavin Sim and Modern Wealth Academy will not be liable for any indirect, incidental, special, consequential or punitive loss, or for any loss of profits, revenue, goodwill, data or opportunity, arising out of or in connection with your use of the website. Nothing in these terms limits or excludes any liability that cannot legally be limited or excluded, including any statutory rights you may have as a consumer.
Your use of the website is also governed by our Privacy Policy, which explains how we handle personal data.
These terms are governed by the laws of Singapore. The courts of Singapore have non-exclusive jurisdiction over any dispute arising out of or in connection with these terms. Any mandatory consumer rights that apply to you under applicable law are preserved.
We may update these terms from time to time. The effective date at the top of the page shows when they were last updated. Continued use of the website after an update means you accept the revised terms.